Legal & Financial Disclaimer
Effective Date: October 11, 2026 • Official Disclaimer for UtilityHub
1. General Information Only
All content, calculators, software utilities, and instructional guides published on UtilityHub (https://www.fycroo.com) are provided for general informational, educational, and workflow assistance purposes only.
2. Financial Calculators Disclaimer
The calculations produced by our financial utilities—including the Home Loan EMI Calculator, SIP Calculator, Car Loan EMI Calculator, and Personal Loan EMI Calculator—are mathematical estimates based on reducing balance and compounding formulas:
- Actual loan interest rates, amortization schedules, processing fees, GST, and mutual fund NAV returns are subject to the independent policies of individual banks, NBFCs, and fund houses.
- UtilityHub is not a registered investment advisor, lender, broker, or financial institution. You should consult a certified financial advisor or banking representative before making financial commitments.
3. Examination & Recruitment Specifications
Guidelines and presets referenced in our Photo & Signature Resizer and educational articles for examinations (such as SSC, UPSC, IBPS, RRB, and State PSCs) are based on public notifications issued by the respective recruitment boards:
- Government recruiting agencies may modify file dimensions, background color specifications, or cutoff dates at any time through official corrigenda.
- Candidates are strongly advised to verify current requirements against the official notification published by the relevant recruiting authority before submitting application forms.
4. 100% Client-Side Privacy Guarantee
UtilityHub operates on a local-first computing model. When you compress an image, edit a PDF, format JSON, or crop a signature, all data transformations occur strictly within your web browser. We do not store, copy, inspect, or retain your files on any remote server.
5. Contact & Questions
If you have questions regarding this Disclaimer or require clarification regarding any tool on our platform, please contact us at support@fycroo.com or visit our Contact Page.